Online Banking


Trust Team
Expert Advice, One-On-One Personal Attention

Estate planning can be an overwhelming task and, often, people don’t know where to begin.  Our experienced trust team will help work with your attorney, accountant, and other professionals to get you through the process of estate planning from start to finish, and beyond. If you have done some estate planning, we will review your current plan to see if you understand what you have and whether it meets your current needs and desires.  We will provide a free consultation to help you ensure the assets you have worked so hard to acquire will be used to the best advantage for your family, charities, and others important to you.

From the big picture to the tiny details, we help you to have peace of mind knowing you have the plan in place that meets your goals, dreams, and desires if you become incapacitated or once your time on this earth is done.  We will work with you and your personal attorney, accountant, financial advisor, insurance agent, and other important professionals to help you develop a holistic plan that provides for all your estate planning needs.

Disclaimer: The Guaranty State Bank & Trust Company is not a law firm and does not provide legal services.

Guaranty Trust Services Include:
  • Assisting with your estate planning.
  • Serving as the Trustee of your revocable or irrevocable trust.
  • Serving as the Trustee of a special needs trust for a loved one with a disability.
  • Serving as the Executor of your Last Will & Testament.
  • Serving as the Trustee of your Irrevocable Life Insurance Trust (ILIT).
  • Serving as a Conservator for your disabled loved one.
  • Serving as Custodian of your IRA.
  • Providing Bill Paying services through a managed agency account.
  • Managing your farm or ranch if you are no longer able or simply prefer not to have that responsibility any longer.
  • Managing an agency account for your future.
  • Providing escrow services.
Our Commitment to You:

We will meet with you one-on-one at your nearest Guaranty location, your own home (yes, we do make house calls), or other location which is convenient for you. Our team will take the time to listen to your desires, hopes and dreams. We will patiently help you understand the many aspects to a complete estate plan. We will work with your attorney, accountant, financial planner, insurance agent, and other important professionals to help you get the correct estate plan in place. Once your estate planning documents are in place, we will regularly review your plans with you to help you understand whether the plans continue to meet your needs. If not, we will work with you and your professionals to bring them in line with your needs and desires. Please feel free to call 785-738-4429 (or, toll free at 888-738-4429) to arrange a convenient time and location to discuss your needs.

Download the Trust Services Brochure

Our mission is to serve you.

Helping you to have peace of mind in your estate planning goals,

now and in the future.

Trusts can provide a wide range of benefits, including: 

  • Working with you and your other professionals to accomplish your wishes.
  • Reducing anxiety and stress that too often results in estates from placing responsibilities and pressure on family members.
  • Providing for a disabled relative or child after your death.
  • Ensuring your assets are professionally managed according to your wishes should you become incapacitated or following your time on this earth.
  • Minimizing estate and gift taxes.
  • Protecting your privacy and allowing you the level of involvement and control you want.
  • Protecting assets from creditor claims.

Feel free to contact our Trust Department team anytime to set up a free consultation to discuss your estate planning needs, your goals, and your dreams.  We will be happy to meet with you at your nearest Guaranty location, your own home or other location convenient for you.

Employee Dennis

Dennis Shoemaker

Sr. Vice President


Dennis has been serving as a financial advisor since 1988, helping his clients define and address their financial goals and reduce the risk associated with saving, investing and managing their money.

Dennis prides himself on building relationships with his clients and “digging deeper” to better understand clients’ goals, objectives and dreams. He graduated from Fort Hays State University with a BS in Agri Business.

Dennis has his Series 7, Series 63 and Series 65 FINRA registrations. He also has his Life, Health and Variable Annuity license for the state of Kansas along with Long Term Care Insurance Certification.

Raised in North Central Kansas, he and his wife Glenda are parents of two boys and have five grandchildren. When not working, Dennis enjoys helping on the family farm, hunting and fishing.


Employee janice

Janice Peters

Vice President & Trust Officer


Janice began working at the Guaranty State Bank & Trust Co. in May of 1984 in the loan department as a loan assistant.  In the fall of 1993, she began working in the trust department as a trust assistant.

Born and raised in Beloit, she attended Fort Hays State University after high school and then various banking and trust schools through the years including graduating from the American Bankers Association Graduate Trust School in July of 2006.

Janice has been active in the community and most recently served as the Kansas Bankers Association Trust Division President during 2018-2019.  She works with all areas in the trust department, including IRA, trust and estate administration and operations. Janice and her husband Larry have 2 grown children – Stefanie Wright and Matthew Peters, along with their 3 grandsons and 1 granddaughter with whom they enjoy visiting and spending time.


employee shannon

Shannon McDowell

Vice President & Trust Officer


Shannon grew up on a farm and ranch in North-Central Kansas and graduated from law school in 1993. He has been involved in estate planning work the past 27 years.

He makes it his top priority to work with our customers to develop and assure their estate plans are right for them.  He listens to our customers’ goals and dreams to help them develop a plan with their personal attorneys and other professionals which will meet their needs now and in the future.

Once the plans are in place, he meets with customers to help them determine whether their estate plans stay up to date with any of life’s changes.  When not in the office, Shannon spends his time with his family, farm work, riding horses and involved in sports.

*As a trust officer with the Guaranty State Bank & Trust Company Shannon does not provide legal services, but rather works with customers and their attorneys to develop an effective estate plan.


Employee jodie

Jodie Gantz

Administrative Assistant


Jodie began working as a trust assistant at the Guaranty State Bank & Trust Co. in November 2007. She is a native of Phillipsburg. She received her Associate’s degree in Accounting and Business Administration from Drury College.

Jodie completed Schools of Banking Trust and Financial Services in 2009 and attends IRA trainings annually. She assists with IRAs, trust and estate administration, and daily operations. Jodie and her husband, Shelby have two children.


employee isabella

Isabella Hewitt

Administrative Assistant


Isabella is a native of Beloit, graduating from Beloit High School in 2012. She received her Bachelor’s degree from Kansas State University majoring in Finance. Isabella started with the Guaranty in January 2016 and joined the GSB Financial Resource Center in June of that year.

She has her Life and Health license for the State of Kansas. Isabella and her husband Connor reside south of Beloit with their daughter Gracyn and dog Colt.

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