Online Banking

Visa® Check Cards

A check card gives you the convenience of making purchases anywhere Visa is accepted. Your purchases are deducted from your checking account, just as if you’d written a check. You can also use your check card to access funds from ATMs across the nation.1

Check card transactions are protected by the Guaranty State Bank & Trust Company’s Zero Liability Policy for added peace of mind.2

1Transaction fees may apply when used at non GSB&T ATMs. Other ATM owners may assess a usage fee. 

2Visa’s Zero Liability policy covers GSB&T issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholders must notify issuer promptly of any unauthorized use. Consult issuer for additional details.

Verified by Visa

We offer Verified by Visa, a free, simple-to-use service that confirms your identity with an extra password when you make an online transaction. This simple step also allows the bank to have full chargeback rights if you should have fraudulent transactions occurring with your check card.

Card fraud can occur various ways and utilizing this layer of security will prevent hackers or card thieves from registering your card for you which would then allow them to make online purchases.

Mastercard® Gift Cards

What to get the person who has everything? Money that they can use to buy whatever they want! Gift cards are available at our eight locations. Please contact your bank for more information.