Retirement Wishes to Sheila Gaines in our Smith Center Office

Sheila Gaines located in our Smith Center office has chosen to retire and enjoy life! Friday, September 29th was her last official date for full time retirement. She has seen many changes in banking from encoding the bottom of checks and mailing them back to customers in their statements to imaging of the checks returned in statements and e-statements! And there has been many changes in the technology side of banking.

Sheila began working for First National Bank in 1999. She has worked on the deposit side of the bank. Sheila joined The Guaranty State Bank and Trust Company staff when we purchased the bank in March, 2014 and made the transition for us and our customers a much easier process. We will certainly miss her but you may see her occasionally on a part-time basis!

She is looking forward to travelling with her husband, Al, as they visit their son and his family and her daughter and her family. There are three granddaughters who are very active! Sheila also enjoys reading and quilting!

 Welcome to Brittany Pennington in our Smith Center Office

We hope that you will stop in the Smith Center office and help us welcome native Brittany Pennington to our staff. Brittany grew up on a farm north of Athol. Her family moved to Smith Center when she was in grade school. She received degrees from Fort Hays State University and was a School Psychologist for 10 years. Brittany then decided to open a branch office with Waddell & Reed as a financial advisor. She is in the process of completing her MBA in finance—just 2 classes from being finished!

Brittany and her husband, Phillip, live in Smith Center and they have two children, Kenzi, 6, and Sawyer, 5. A dog, Patriot and a cat, Squirt, round out their family! In her spare time, Brittany loves to play the piano, violin and French horn, she operates heavy equipment at their rock quarry and ride motocross. We are very excited to have Brittany join our staff in Smith Center!

Mark Your Calendars!

The Guaranty Christmas parties are on the calendar and we hope that you can mark your calendars to join us………you can come to as many of our open houses that you can fit in your December schedule!

Wednesday, December 6…………..Burr Oak

Monday, December 11…………….Jewell

Tuesday, December 12…………….Esbon

Wednesday, December 13………….Smith Center

Thursday, December 14……………Glen Elder

Friday, December 15……………….Beloit


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What is an RMD & does it affect me?

RMD's (Required Minimum Distributions) are the minimum amounts that the IRS generally requires you to withdraw from your retirement accounts. If you reached age 70 1/2 during 2017 and have IRA's, you are required to take a distribution based on that year. To ensure that you are not penalized by the IRS, make sure you have your RMD's set up. For all your questions concerning RMD's, please call the Guaranty Financial Resource Center Investment and Insurance Services. 785-738-4429.

 Investment Centers of America, Inc. (ICA),member FINRA/SIPC and a Registered Investment Advisor is not affiliated with Guaranty State Bank & Trust or the Guaranty Financial Resource Center Investment & Insurance Services. Securities, advisory services and insurance products offered through ICA and affiliated insurance agencies are *not insured by the FDIC or any other Federal Government agency *not a deposit or other obligation of, or guaranteed by any bank or their affiliates *subject to risks including the possible loss of principal amount invested.

ICA does not provide tax advice.