Online Banking

APY = Annual Percentage Yield. Rates effective as of 3/26/2018. Fees may reduce earnings.

Kasasa Cash*

BalanceMinimum Opening DepositRateAPY
Balance
0 - $10,000
Minimum Opening Deposit
$25
Rate
1.98%
APY
2.00%
Balance
$10,000+
Minimum Opening Deposit
$25
Rate
0.20%
APY
2.00% to 0.20%
Balance
All balances if qualifications not met
Minimum Opening Deposit
$25
Rate
0.01%
APY
0.01%

Qualifications

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive e-statements

So easy. Didn’t meet your qualifications one month? Don’t worry — your account is still free, and you’ll still earn our base rate. Then you can get back to earning your full cash rewards the next month.


 

Kasasa Saver*

Balance Minimum Opening Deposit RateAPY
Balance
0 - $50,000
Minimum Opening Deposit
$25
Rate
0.99%
APY
1.00%
Balance
$50,000+
Minimum Opening Deposit
$25
Rate
0.30%
APY
1.00% to 0.30%
Balance
All balances if qualifications not met
Minimum Opening Deposit
$25
Rate
0.01%
APY
0.01%

Qualifications

Qualifying for your Kasasa Cash or Kasasa Cash Back® rewards automatically qualifies you for the highest Kasasa Saver® rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 debit card purchases
  • Be enrolled in and agree to receive e-statements

It’s as simple as that. Even if you don’t meet your qualifications during the cycle, your accounts are still free. And you’ll still earn our base rate for Kasasa Saver. Then you can get back to earning your full rewards the very next month.