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Earn really high interest — up to 2.00% APY* — when you do simple banking basics.

Key Features

Really High Interest

Digital Banking

Visa® Check Card

Do you currently have an account with Guaranty State Bank and Trust Company?

  • Free checking that pays high interest
  • 2.00% APY* on balances up to $10,000
  • 2.00% to 0.36% APY on balances over $10,000 depending on balance in account*
  • 0.01% APY* if qualifications aren't met
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • Link to free Kasasa Saver® to build savings automatically
  • No monthly maintenance fees
  • No minimum balance to earn rewards
  • Digital banking available
  • Free Visa® check card
  • $25 minimum deposit to open

It’s easy to earn your rewards!

Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash® account during each Monthly Qualification Cycle: 

  • At least 1 ACH credit or ACH payment transaction
  • At least 15 check card purchases
  • Be enrolled in and agree to receive e-statements

So easy. Didn’t meet your qualifications one month? Don’t worry — your account is still free, and you’ll still earn our base rate. Then you can get back to earning your full cash rewards the next month.

Do you currently have an account with Guaranty State Bank and Trust Company?

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions and transfers between accounts. "Monthly Qualification Cycle" means a period beginning one (1) Business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000.00 receive APY of 2.00%; and balances over $10,000.00 earn 0.20% interest rate on the portion of balance over $10,000.00, resulting in a range from 2.00% to 0.36% APY depending on the account's balance and (2) you will receive reimbursements up to an aggregate total of $25.00 for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $5.00 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Interest and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs accurate as of 04/09/2018. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, and other requirements apply. $25.00 minimum deposit is required to open the account. Monthly ACH credit or ACH debit, have at least 15 check card purchases post and settle and enroll in and agree to receive E-statements via online banking, are conditions of these accounts. Limit one (1) account type per individual taxpayer identification number. There are no recurring monthly maintenance charges or fees to open, maintain, or close this account. Contact one of our bank customer service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa and Kasasa Cash are trademarks of Kasasa, Ltd., registered in the U.S.A.