E-CHECKING

  • No monthly maintenance charge
  • Unlimited check writing
  • Non-interest bearing
  • Visa Check Card available upon approval
  • Overdraft balance protection available
  • Online Banking
  • Mobile Banking
  • E-statement

SECURE-CHECKING

  • $4.95 monthly maintenance charge ($1.95 for Youth up to 18 and Over 65)
  • Unlimited check writing
  • Online Banking
  • Mobile Banking
  • Online Bill Pay
  • Non-interest bearing
  • Visa Check Card available upon approval
  • Overdraft balance protection available
  • E-statement
  • Identity Theft Protection with Credit File Monitoring*
  • Cell Phone Protection**

NOW ACCOUNT

  • $2.95 monthly maintenance charge
  • Unlimited check writing
  • No minimum balance to open or maintain
  • Online Banking
  • Mobile Banking
  • Online Bill Pay
  • Overdraft balance protection available
  • Interest is figured on the daily balance
  • Accounts with a daily balance of less than $50,000.00 earn savings account rate
  • Accounts with a daily balance of $50,000.00 or more may earn higher rate on interest
  • Interest rate is subject to change without notice
  • E-statement

ADDITIONAL SERVICES

FREE - Monthly statement picked up at any location

$2.00 - Monthly statement mailed (over 65 waived)

$0.50 - per Mobile check deposit (capped at $2.00 per month)

$2.00 - Online Bill Pay per month

*IDProtect service is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. The service is available to non-publicly traded businesses and their business owner(s) listed on the account and their eligible family members (service not available to employees or authorized signers who are not owners). Service is not available to a "signer" on the account who is not an account owner. Service is not available to clubs, organizations and/or churches and their members, schools and their employees/students. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s) and their eligible family members. For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member, and their eligible family members (Fiduciary is not covered). Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) of the account holder who are residents of the same household.

**Special Insurance Program Notes: The descriptions herein are summaries only. They do not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for complete details of coverage and exclusions. Insurance is offered through the company named on the certificate of insurance. Refer to Insurance Documents for complete details of coverage. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate.