PERSONAL CHECKING
 

  • Unlimited check writing
  • Monthly statements with images of checks
  • Non-interest bearing
  • Visa Check Card available upon approval
  • No minimum balance to open or maintain
  • Overdraft balance protection available
  • Average Cycle Balance under $99.99 - monthly fee $5.00
  • Average Cycle Balance from $100.00 to $499.99 - monthly fee $3.00
  • Average Cycle Balance over $500.00 - no monthly fee.

NOW Account
 

  • Unlimited check writing
  • No minimum balance to open or maintain
  • Monthly statements and images of checks
  • Overdraft balance protection available
  • Interest is figured on the daily balance
  • .25 per item for all accounts
  • Accounts with a daily balance of less than $2500 earn passbook savings rate
  • Accounts with a daily balance of $2500 or more may earn higher rate on interest
  • Interest rate is subject to change without notice